Humm Finance now even easier to use
We have made Humm more user friendly. Now, when purchasing any item over €80 in our online store, you can make a payment using the new Humm Finance tab. You will be brought directly to the Humm website where you can complete the application process. No more opening multiply screens to complete the application and the whole process can be completed from the comfort of your own house.
Humm is a retail instalment payment plan facility, an easy alternative to paying with cash or credit card for all your outdoor requirements. Why not bundle your outdoor clothing and equipment together, then select the amount and payment term that suits you! It couldn't be easier. You'll have full access to a unique Humm account via a self-serve portal. You can even pay out your Humm purchase early without any additional fees or charges.
Apply for Humm online using any mobile device and enjoy a no-fuss application process that is simple and quick – you can receive a credit decision in minutes!
We currently offer three payment plans options:
- No Interest Ever (Available on purchases of €80 - €499) this plan equals 5 equal payments. 1st payment upfront & 4 fortnightly repayments. Once all repayments are made on time the customer will not incur any fees or interest.
- Low Interest (Available on purchases of €500 - €999) this plan spreads the cost over 6-12 months €10 application fee, €1 monthly account keeping fee & 3.99% interest rate
- Interest Bearing (Available on purchase €1,000 -€15,000) This plan spreads the cost over 24-36 months €35 application fee, €3.50 monthly account keeping fee & 6.99% interest rate
Successful applicants must:
- Be 18+
- Taxable income of €21k +
- Be an Irish Citizen or permanent resident of Ireland
- Have a current credit/ debit card and a Photo ID
- Have a good credit history
Terms & Conditions:
- It is currently available on products at a minimum value of €80.
For full terms and conditions please see humm.ie
The minimum credit limit a customer can utilise is €80.
The maximum credit limited a customer can utilise is €30,000.
*Fee's, terms and conditions, and minimum credit criteria apply. Subject to assessment and approval.